ExpressPera

Fast money

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How much do you need?
₱  1,500
₱ 500
₱ 25,000
How much do you need?
₱  1,500
₱ 500
₱ 25,000
Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Phone
All your transmitted data is securely protected

Our company does not charge any service fees. It’s absolutely FREE! The loans offered have minimum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱ 10,000 that will be paid in 4 months, the total payment of the loan will be ₱ 15,000.

Submit

Quickly

Your loan in less than 15 minutes without leaving home

Easy

Minimum package of documents and easy application for a loan online

Сoncessionary

For each new customer, a loan with a transfer to a card at 0% for an amount up to ₱ 153,000

Timely

After the application is approved and the contract is signed, the money is credited to the card within a couple of minutes

What is needed for this?

Bank account

Only from the age of 18

Identity document

Phone and email address

How to Work with expresspera.com?

1

Just compare the offers that are most suitable

You need to select the appropriate companies and click "Get"

2

Send a request

Choose several companies, increase the chances of getting a loan

3

Get your money

As soon as the loan is approved, the money will come to your bank account immediately

Don't miss this opportunity!

09:59

We are trusted by thousands of people

Gabriel

I’ve got a bunch of loans. Thank you very much for your efficiency. You can borrow money at any time of the day. The money gets credited to your bank account right after you’re approved. Thank you again. I recommend it!

John

I only took loans in banks before. I was sure that they wouldn’t let me down, as the rates were reasonable. I once needed a small amount, though, and found out that the insurance cost more than the interest itself. Now, when I need just a little money, I get a loan through expresspera.com. The team works well and everything is transparent. I’m glad that I can pay the real amount without fees.

James

I really had to buy medicins when I ended up in a hospital, and I was too ashamed to ask my children for help. Thank you expresspera.com for your website simplicity. I borrowed money until my retirement check arrived and paid it back in full in just three weeks.

Submit your application right now

Frequently asked questionsPrivacy policyContactsCommission and Fees
CookiesAbout usHow it worksTerms and Conditions

Intermediary Responsibilities Policy

expresspera.com matches loan offers to customers, acting as an intermediary between them and licensed financial institutions. expresspera.com is not a financial institution, bank, or lender. It is not responsible in any way for loan agreements or terms. All calculations are approximate. Please check the lending institution’s website for the relevant terms and conditions.

Maximum/Minimum Repayment Periods and Maximum Interest Rate

The APR is the cost of borrowing a loan, expressed as a nominal annual interest rate. As expresspera.com is a credit broker and not a lender, we cannot guarantee a particular annual percentage rate. Annual percentage rates typically range from 0% to 36%. Repayment periods for loan products usually range from four months to six months. Before accepting a lender’s offer through our system, please make sure to read through the loan agreement carefully, since interest rates and repayment terms may differ from those listed on this website.

Collection Process

Please contact the lender directly if you are having trouble repaying. They will be able to discuss payment options with you. The lender reserves the right to give your information to a third-party collection agency, should the situation remain unresolved.

Default

expresspera.com always recommends repaying on time. If you cannot, each lender has their own policies on fees/interest and how they handle debt collection. Most lenders will contact you by regular mail, email, or phone to change your payment terms. Nonpayment may result in penalties and/or increased interest. We recommend that you contact your lender as soon as you know there is an issue; otherwise, your credit history may get affected.

Late Payments

Please contact your lender directly if you think that you cannot repay your loan on time. Lenders may be able to extend or renew your loan under the initial terms and conditions. Terms and late payment options vary by lender. Please note that late payments may result in additional fees or interest and may also negatively affect your credit score.

Extension Policy

expresspera.com does not recommend extending your loan. If you feel that you cannot repay your loan on time, then we strongly suggest you not taking it and recommend that you seek independent financial advice. However, should you decide that an extension is necessary, please discuss this option with your lender. For more information about your lender’s process and policy regarding nonpayment, please review the terms in your loan agreement.
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